NETT DISPOSABLE INCOME CALCULATOR
Income
Applicant 1
Applicant 2
Applicant 3
Total
Monthly Salary:
Commission
Housing Subsidy
Overtime
Car/Travel Allowance
Other
Maintenance/Alimony
Dividend Income/Investment
Rental Income
Total Gross Income
0
0
0
0
Deductions
Medical Aid
PAYE Contribution/Tax/Site
UIF
Pension
Other
Nett Income
0
0
0
0
Expenses
New Property/Rental
Existing Property: Bond Repayment
1
2
3
Vehicle Instalment
1
2
3
Cellphone
Clothing (Cash/Retail Accounts eg. Edgars)
Credit Card Minimum Payment
Domestic Wages
Education (Fees/Books/Accommodation)
Electricity & Water
Entertainment (Incl. Mnet/DSTV/etc.)
Food/Groceries/Liquor/Cigarettes
Fuel/Vehicle Maintenance/Transport Cost
Insurance (Short Term/Life)
Levy/Rates & Taxes
Maintenance/Alimony
Medical Cost (eg. Pharmacy)
Other Loan Instalments
Repair and Maintenance Household
Security (eg. Armed Response)
Telkom
Vehicle Security (eg. Netstar)
Other
Total Expenses
0
0
0
0
Nett Disposable Income (NDI)
0
0
0
0
RTI = Ratio to Gross Income
NDI = Nett Disposable Income
Monthly Repayments & RTI%
Purchase Price:
*
Deposit
*
Loan Amount
0
Interest Rate (%)
Period (Months)
Monthly Repayment
0
RTI%
0
NDI %
0
Bond amount available based on 75% of NDI
Interest Rate
Period (Months)
Loan Amount
0
* Compulsary Fields
** This Calculator may vary from your final financial agreement.
*** We work in association with Multinet Mortgages
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